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*Let us have the complete investment/project proposals including maps, geological studies, and executive summary for our immediate perusal before moving forward to the next funding step* https://davidwkleeglobalfunding.com Important Message To Our Related Prospective Borrower/Client :
*** As an independent introducer, it is your company OWN RESPONSIBILITY and in any circumstance bearing in mind that borrower/client should execute their own DUE DILIGENCE FIRST as they wish before proceeding any funding stage with the relevant lender/investor ***
* In order to initially establish an official record with the borrower, lender and us, all the related correspondence should be conducted via official email, unless our lender has accepted the borrower's loan application and will only accept additional telephone contact *
Good luck to your related funding venture with our lender !!
David Lee ( Introducer/Referring Agent ) ; The referral service is allowed under section 1 of regulation 407/07 ( Exemptions from the requirements to be licensed in Ontario, Canada
Registered Affiliate, Independent Referring Affiliate Partner and Finance Agent
***As an in dependent introducing/referral agent, please do your own DD FIRST on your side before moving forward to any funding stage with the related principle( s )***
skype : lee.david.wai.kam
Company Email : davidwklee@davidwkleeglobalfunding.com or davidwklee@consultant.com
Private Email: davidwkl@gmail.com or davidwk lee@hotmail.com
https://davidwkleeglobalfunding.com
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Sender is NOT a United States Securities Dealer or Broker or U.S. Investment Adviser. Sender is a consultant and makes no warranties or representations as to the buyer, seller or transaction. All due diligence is the responsibility of the buyer and seller. This E-mail letter and the attached related documents are never to be considered a solicitation for any purpose in any form or content. This document including any attachments hereto is a response to a formal request of information only. Upon receipt of these documents, the Recipient hereby acknowledges this disclaimer. These documents are not from any banking or other Institution. We do not provide securities or securities related advice. No information herein shall be construed as a solicitation of investment funds or a securities offering in any way. These Confidential communications are protected under Gramm-Leach-Bailey Act 15 USC, Subchapter 1, sections 6801-6809 and other laws addressing the disclosure of Non-Public Personal Information.
Please NOTE: This message is privileged, confidential and is intended for information purposes only. The above and/or attached information is for private transactions that are available between the principal entities involved. This is not intended to be, and must not be construed to be in any form or manner as a solicitation of investment funds or a securities offering.
***CONFIDENTIALITY STATEMENT: This message together with any attachments contained in the email is confidential and may also be privileged. The information is intended only for the use of the individual or individuals, or entity to whom it is addressed. If you are not the intended recipient, or the employee or agent responsible for delivering it to the intended recipient, you are hereby notified that any use, dissemination, distribution or copying of this communication and/or attachments is strictly prohibited. If you have received this email in error, please immediately notify us by forwarding the message to davidwklee@davidwkleeglobalfunding.com and deleting the original message. Thank you.***
What is Hard Money?
A hard money loan is a collateral based loan against a hard asset - typically real estate - and is often referred to as private mortgage or private mortgage note. Unlike typical mortgage loans, hard money loans are provided by private sources ( individuals and small lenders rather than large government or Wall Street backed sources ). Hard money loans are often used if a person is having a difficult time getting approved for a conventional loan. The approval process for a hard money loan is usually much more streamlined than with a conventional loan because hard money lenders don't have to follow strict institutional lending guidelines, and because they look mainly to the collateral as security for repayment rather than the borrower alone.
Hard money loans can be used for both commercial and residential properties and, since private lenders use their own money, they are able to create their own flexible lending terms that will meet both their and the borrower's needs. Another advantage of hard money loans is that they are typically closed very quickly and with little documentation. Of course, since these loans are usually “outside of the box” and higher risk, the interest rates for hard money loans are usually higher then with a conventional loan.
If you are having difficulty obtaining conventional financing, or simply need a loan closed fast with creative and flexible terms, consider hard money.
Will my deal qualify for Hard Money?
Although here are many different types of hard money lending programs, the following can be used as general guidelines for determining whether your deal would be appropriate for a hard money lender. Even if your deal doesn't match exactly to these guidelines, feel free to apply anyway. My hard money team will let you know if your deal makes sense for one of our many hard money lenders:
- Loans are usually up to 65% Loan-to-value ( LTV ) based off the After-Repaired-Value ( ARV );
- 100% of acquisition/construction can be financed no problem;
- Both residential and commercial properties are OK;
- Low credit scores? No income? That's OK too;
- We welcome foreclosure/bank REO properties;
- Interest only and "no payment" options are available;
- All loans must be for business or investment purposes ( sorry, no primary residences at this time );
- We can handle cash-out refinances of land or existing structures;
